'Tis the season again...to be flat broke and hyperventilating about how the hell I'm going to buy gifts for all my loved ones that don't come from the half-price bin from the Dollar Tree store. *GROAN*
With all the medical bills I had to deal with this year (the goddamn Imitrex was $200 a pack every time!!), I'm flat broke. FLAT BROKE. It's beyond depressing and incredibly stressing, so much so that I've worked myself into 2 migraines this week. Oy, calm down girl.
Honestly, the presents will work themselves out. The biggest reason I'm stressing is because after this month is over, I have to go back to paying for all my meds again. See, I'm on an Health Savings Account insurance plan because it had a really low deductible and once that deductible was met, the insurance would pay for everything 100%. Well, thanks to my stint in the hospital earlier this year, I've been getting prescriptions and doctor's visits free since beginning of October. Its been a TREMENDOUS help in getting my credit card debt paid down, although I still have a ways to go (the reason it was so high in the first place is because the prescriptions I need are so damn expensive). But that deductible is only good for the calendar year, so as soon as the clock turns 12am on Jan 1, 2009, the insurance resets itself and I'm shit out of luck until I spend another $3K of my own money again.
Do you know how much I spend per month on prescriptions? About $450. I get home from the pharmacy and I cry because its so frustrating to keep piling on the debt on my credit card. There are no generic brands for my 'scrips (figures) and I can't not take them because then I'm hurting and unable to function normally. I get reimbursed for the money I spend, but it takes about a month to get the money and if you make one mistake on the paperwork it can take even longer.
Its just....shitty, man
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